Mobile devices and applications occupies the top rank in Technology trends to serve people in diverse context and environments, As mobile devices continue to proliferate. Orlando, Fla (2014) pointed out that Gartner predicts an increased emphasis on serving the needs of the mobile user in diverse contexts and environments, as opposed to focusing on devices alone.

mPOS is one of the offered mobile applications to convert Smart Phones into EFT Point of Sale to perform payment transactions via Credit and Debit cards for merchants.

Ebtkarat has realized the immense need to adapt the mobile applications to the customer needs serving diverse purposes. Therefore, our strategic plan includes developing innovative mobile applications serving consumers as well as businesses in a dynamic market. Applications are built on iOS and Android operating systems.

Orlando, Fla. (2014, October 8). Gartner Identifies the Top 10 Strategic Technology Trends for 2015. Retreieved from

Smart Cards market has witnessed a revolutionary technolgy drift in the past few years and continuous growth with the presentment of Micorprocessor, contactless, and PKI based families. Enabling organization from developing innovative solution satisfying their business needs.

Whether the sector is Public, Financial, Transport or Telecom, Smart Card technology has been the answer to security threaths and impersonation.

Ebtkarat has a team of professionals with substantial experience in desgning and delivering Smart Card solutions ranging from intelligent memory to Microprocessor and PKI enbaled Smart Cards and integration with HSM devices.

• ePurse application (Online/Offline) payment
• Digital Signature (via Certificate Authority root and issuance) to secure transmitted data and eliminate non repudiation and impersonation
• Driving License / Vehicle Registration
• EFT POS Certification with Acquiring Banks
• Medical Record
• Loyalty application
• RFID Smart Cards applications

• PC/SC readers for PC/Laptop
• eGate
• Kiosk machines
• Handheld Terminals

Visa Issuance System (VIS) is designed to submit visa application abroad to the secured central system along with the Fingerprints of the applicant for verification upon arrival at the airport to receive the Visa sticker.

• VIS deployment distributed among embassies for the registration of applicants who wish to attain a Visa
• VIS supports the capture of the applicant's fingerprints upon registration time for submission to the central system via which security check to be conducted on the applicant aganist the 'Blacklist'
• The applicant receives a copy of the issued Visa at registration place for handover upon arrival for Visa sticker printing after matching his Fingerprints
• Fingerprints are omitted in case of children

Ebtkarat developed a Civil Registry System to record vital events of people living in a country. Whether they are citizens or residents, the system produced secured certificates after being processed by a business logic engine to validate the relation between people as needed, and to build a comprehensive database for the population.

• Central database with information on citizens and residence living in a country
• Vital events includes; Births, deaths, marriages, and divorces' certificates
• The foundation for the National Population Census and statistic report engine for population dynamics based on which decision-makers can determine policy formulation, planning and monitoring
• Increases the efficiency of stroing and sharing information between provisional entities
• Seamless integration with the National Identity Provider for authentication purposes

• Embossed Seal
• 2D/3D Hologram
• Microtext
• Fibre Optics
• OVI
• UV
• Invisible logo
• Thermochromic Ink

The budget preparation system aims to automate the budget preparation process, starting with the opening of a new budget and determining the amounts of the budget finished by unloading the budget statement and the project list for each department, reviewing and approving.